Not a Good Idea to Break Paypal's Rules
After reading emails and forum posts made by a number of POs who've had their Paypal accounts frozen, one of the most frustrating things about it all seems to be that Paypal often isn't particularly clear about exactly what the account-holder has done wrong. With some sites, it seems to be the multiple referral levels, for others, its something else. One thing that seems to be a problem for Paypal is if the PO sells and publishes ads for sites that break Paypal's AUP.
It's an issue of concern to Paypal because in many cases, it seems that they assume (rightly or wrongly) that these ad sales are done using their payment system. Sure, it might be possible for the PO to give Paypal evidence to show that those particular ads were paid for another way, but at the end of the day, it's not worth Paypal's time to try to work it all out. And according to their User Agreement, they don't have to do business with anybody they don't want to.
It's also possible that some POs are doing other things that break various sections of Paypal's AUP.
For example, Paypal could (I have no idea if they do) consider it a violation if a PO is late making payments. Paypal has a rule against false, inaccurate, or misleading information. They also have a rule against violating any laws, regulations or contracts. Agreeing to pay somebody within X number of days after they request, then failing to do so, could be considered a violation of both those rules.
Paypal also has a rule against any sort of association with gambling or gaming activities. It's possible that PTR sites with raffles, bubble games, heads-or-tails or other games of chance violate this rule.
Paypal also has a rule against copyright and trademark infringements, something a few POs, either deliberately or through ignorance, have been known to do.
And the final possibility that I can think of is that Paypal has a rule against having anything to do with viruses, trojans, worms, and other various assorted internet nasties. This is something that can be a problem for some PTRs, especially those that have PTP pages.
If any or all of these things could put a POs account at risk, I think it's clear to see that this represents a serious problem for a lot of PTRs. Especially if it means that not only do they have to make sure their sites don't break any of these rules, but also that they don't allow advertising (particularly on-site advertising) for any other sites that break any of these rules.
Anyway, that's my thinking on the whole Paypal thing. They're not perfect, but I like Paypal. I've been using them for a long time. And if it gets to the point that most or all of the PTRs I'm in can't pay me with Paypal, then I'll most likely quit PTR altogether. I've looked at most of the other payment systems, and either I don't trust them (a lot have come and gone over the years) or their fees make them too expensive to be worth it given the small amounts involved.
It's an issue of concern to Paypal because in many cases, it seems that they assume (rightly or wrongly) that these ad sales are done using their payment system. Sure, it might be possible for the PO to give Paypal evidence to show that those particular ads were paid for another way, but at the end of the day, it's not worth Paypal's time to try to work it all out. And according to their User Agreement, they don't have to do business with anybody they don't want to.
It's also possible that some POs are doing other things that break various sections of Paypal's AUP.
For example, Paypal could (I have no idea if they do) consider it a violation if a PO is late making payments. Paypal has a rule against false, inaccurate, or misleading information. They also have a rule against violating any laws, regulations or contracts. Agreeing to pay somebody within X number of days after they request, then failing to do so, could be considered a violation of both those rules.
Paypal also has a rule against any sort of association with gambling or gaming activities. It's possible that PTR sites with raffles, bubble games, heads-or-tails or other games of chance violate this rule.
Paypal also has a rule against copyright and trademark infringements, something a few POs, either deliberately or through ignorance, have been known to do.
And the final possibility that I can think of is that Paypal has a rule against having anything to do with viruses, trojans, worms, and other various assorted internet nasties. This is something that can be a problem for some PTRs, especially those that have PTP pages.
If any or all of these things could put a POs account at risk, I think it's clear to see that this represents a serious problem for a lot of PTRs. Especially if it means that not only do they have to make sure their sites don't break any of these rules, but also that they don't allow advertising (particularly on-site advertising) for any other sites that break any of these rules.
Anyway, that's my thinking on the whole Paypal thing. They're not perfect, but I like Paypal. I've been using them for a long time. And if it gets to the point that most or all of the PTRs I'm in can't pay me with Paypal, then I'll most likely quit PTR altogether. I've looked at most of the other payment systems, and either I don't trust them (a lot have come and gone over the years) or their fees make them too expensive to be worth it given the small amounts involved.
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