No-fee 0% APR Balance Transfer Credit Cards
Disclaimer: This a paid ReviewMe website review.
Because the credit card companies pay such excellent commissions for approved applications ($40 to $60 commissions are common), they are hugely popular with affiliate marketers. One of those affiliate marketers has created a site focusing on cards that offer no-fee 0% balance transfers. The site is called The 0% APR Credit Card Balance Transfer Website. Not particularly imaginative, but it covers all the important keywords. And it even uses the Cocos (Keeling) Islands domain extension -- .cc -- to stand for "credit card."
The first thing you see when you get to the Balance Transfer website is a bunch of credit cards. They're organised by provider -- Discover, Citibank, Chase, and American Express. Not an exhaustive choice of card issuers, but since each issuer has a number of different cards with different features (apart from the 0% balance transfer), there are plenty of cards to choose from.
Clicking on any of the cards takes you to the issuer's website, to a page that explains the features (and the terms and conditions) for that particular card, along with a link to the page with the application form. If you're not sure which card you want, there's a link under each group of cards that gives you the details for each offer. I think it would be more helpful if those links were a little more obvious, though.
There's also a blog with reviews of each credit card, which is handy. But I think it would be good if the owner changed the template from the slightly-modified Blogger template. In fact, I think the whole site could use a bit of a design overhaul. But I'm sure there will be plenty of time for that later.
The important thing is that the site is up, and provides a good mix of offers and information. The site even includes 7 important "caveats" to help educate visitors about the risks of participating in these kinds of balance transfers. They can be really great deals, if you read all the fine print, and if you use them the right way. But if you pick the wrong deal, or you aren't careful about how you pay off the balances you've transferred, you could end up in a real financial mess.
Overall, I wouldn't say it's the best credit-card related site I've ever seen, but for an affiliate site, it gets the job done. Hopefully the owner will continue to improve this and his other credit-card related sites, and not adopt the "set and forget" mentality too many affiliate marketers use.
Because the credit card companies pay such excellent commissions for approved applications ($40 to $60 commissions are common), they are hugely popular with affiliate marketers. One of those affiliate marketers has created a site focusing on cards that offer no-fee 0% balance transfers. The site is called The 0% APR Credit Card Balance Transfer Website. Not particularly imaginative, but it covers all the important keywords. And it even uses the Cocos (Keeling) Islands domain extension -- .cc -- to stand for "credit card."
The first thing you see when you get to the Balance Transfer website is a bunch of credit cards. They're organised by provider -- Discover, Citibank, Chase, and American Express. Not an exhaustive choice of card issuers, but since each issuer has a number of different cards with different features (apart from the 0% balance transfer), there are plenty of cards to choose from.
Clicking on any of the cards takes you to the issuer's website, to a page that explains the features (and the terms and conditions) for that particular card, along with a link to the page with the application form. If you're not sure which card you want, there's a link under each group of cards that gives you the details for each offer. I think it would be more helpful if those links were a little more obvious, though.
There's also a blog with reviews of each credit card, which is handy. But I think it would be good if the owner changed the template from the slightly-modified Blogger template. In fact, I think the whole site could use a bit of a design overhaul. But I'm sure there will be plenty of time for that later.
The important thing is that the site is up, and provides a good mix of offers and information. The site even includes 7 important "caveats" to help educate visitors about the risks of participating in these kinds of balance transfers. They can be really great deals, if you read all the fine print, and if you use them the right way. But if you pick the wrong deal, or you aren't careful about how you pay off the balances you've transferred, you could end up in a real financial mess.
Overall, I wouldn't say it's the best credit-card related site I've ever seen, but for an affiliate site, it gets the job done. Hopefully the owner will continue to improve this and his other credit-card related sites, and not adopt the "set and forget" mentality too many affiliate marketers use.
Labels: credit cards, money, ReviewMe
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